I wired my funds. How long before Seed Labs receives it?

As soon as our banking partner receives your capital commitment, we notify you. We use AI to reconcile our live banking feed against anticipated investments, delivering you an instant notification when we’ve received your funds.

However, no matter how fast Seed Labs can move, the wire system has limits out of our control that cause delays that can't be well-predicted. Some of those causes include:

1. Fraud checks: while most of the wire movement process is automated, fraud checks at most banks are still driven by humans. Your bank may add intentional delays before sending a wire to give you a buffer to rescind fraudulent transactions.

2. Time of day: wires sent earlier in the day tend to move through faster than wires sent later in the day.

3. Banking incentives: banks make money by holding money. It is in their interest to spend an extra business day completing a wire.

4. Batch processing: The FedWire system, which routes the majority of wires for US banks, is a service that banks pay for. Many banks batch-process the sending of wires for discounts.

If your domestic wire hasn't been received after at least 2 business days of it being sent, feel free to contact us.